Rated 4.9/5

What if better benefits meant lower costs and higher retention?

In just 45 days, transform your existing benefits into a tool for loyalty, savings, and simplicity.

The Hidden Cost of “Good Enough” Benefits

You’re doing everything you can—but still facing:

Rising premiums and shrinking budgets

Rising premiums and shrinking budgets

Difficulty keeping top performers

Difficulty keeping top performers

A benefits plan employees don’t understand or value

A benefits plan employees don’t understand or value

HR teams buried in admin and compliance

HR teams buried in admin and compliance

Board delays or fear of making the wrong change

Board delays or fear of making the wrong change

Meanwhile, your competitors are offering better experiences—and it’s costing you talent, morale, and momentum.

It’s not your fault. But it is your opportunity.

It’s not your fault. But it is your opportunity.

Features

Smarter Benefits That Work Harder—for Everyone

Our solution transforms your existing health plan into a powerful tool for retention, morale, and operational simplicity.

Give Employees More Value

Deliver $120–$170/month in added net pay or benefits per employee, without changing your existing plan.

Give Employees More Value

Deliver $120–$170/month in added net pay or benefits per employee, without changing your existing plan.

Give Employees More Value

Deliver $120–$170/month in added net pay or benefits per employee, without changing your existing plan.

Boost Retention and Loyalty

Show your people they matter—by offering more than just the standard benefits experience.

Boost Retention and Loyalty

Show your people they matter—by offering more than just the standard benefits experience.

Boost Retention and Loyalty

Show your people they matter—by offering more than just the standard benefits experience.

Relieve HR Burden

We handle employee communications, admin coordination, and compliance—so your team can focus on what matters.

Relieve HR Burden

We handle employee communications, admin coordination, and compliance—so your team can focus on what matters.

Relieve HR Burden

We handle employee communications, admin coordination, and compliance—so your team can focus on what matters.

Protect Your Organization

Stay 100% compliant and audit-ready with our triple-indemnity legal coverage.

Protect Your Organization

Stay 100% compliant and audit-ready with our triple-indemnity legal coverage.

Protect Your Organization

Stay 100% compliant and audit-ready with our triple-indemnity legal coverage.

Launch Fast and Seamlessly

Get up and running in 30–45 days—with zero disruption to your current system.

Launch Fast and Seamlessly

Get up and running in 30–45 days—with zero disruption to your current system.

Launch Fast and Seamlessly

Get up and running in 30–45 days—with zero disruption to your current system.

Strategic Visibility

Receive a custom savings forecast and ongoing insights into the financial and cultural impact of your plan.

Strategic Visibility

Receive a custom savings forecast and ongoing insights into the financial and cultural impact of your plan.

Strategic Visibility

Receive a custom savings forecast and ongoing insights into the financial and cultural impact of your plan.

Smiling female therapist with short gray hair, wearing a brown top and a purple shawl, surrounded by a cozy background.

HI THERE!

Pamela Altman

I help organizations offer better benefits—without changing plans, overspending, or adding work to HR.

After 15 years in the financial industry, I saw a better way: a simple, compliant solution that gives employees more, eases admin, and protects your bottom line.

If you're ready to support your team without the usual trade-offs, I’d love to help.

Founder, IWMG

Smiling female therapist with short gray hair, wearing a brown top and a purple shawl, surrounded by a cozy background.

HI THERE!

Pamela Altman

I help organizations offer better benefits—without changing plans, overspending, or adding work to HR.

After 15 years in the financial industry, I saw a better way: a simple, compliant solution that gives employees more, eases admin, and protects your bottom line.

If you're ready to support your team without the usual trade-offs, I’d love to help.

Founder, IWMG

Smiling female therapist with short gray hair, wearing a brown top and a purple shawl, surrounded by a cozy background.

HI THERE!

Pamela Altman

I help organizations offer better benefits—without changing plans, overspending, or adding work to HR.

After 15 years in the financial industry, I saw a better way: a simple, compliant solution that gives employees more, eases admin, and protects your bottom line.

If you're ready to support your team without the usual trade-offs, I’d love to help.

Founder, IWMG

How it works

A Simple Path to Stronger Benefits

01

Book a Benefits Strategy Call

We’ll review your current benefits setup and confirm if your organization qualifies—no pressure, no cost, just clarity.

Book a Benefits Strategy Call

We’ll review your current benefits setup and confirm if your organization qualifies—no pressure, no cost, just clarity.

Get a Custom Benefits Plan

We create a tailored enhancement strategy based on your goals, workforce, and existing coverage—fully compliant and ready to present to decision-makers.

Get a Custom Benefits Plan

We create a tailored enhancement strategy based on your goals, workforce, and existing coverage—fully compliant and ready to present to decision-makers.

02

03

Launch in 30–45 Days

Our team handles everything: implementation, employee communications, compliance, and support—so you can stay focused on your people.

Launch in 30–45 Days

Our team handles everything: implementation, employee communications, compliance, and support—so you can stay focused on your people.

Impact

Real Impact for People-Focused Organizations

Smarter benefits. Real savings. Measurable results.

$500+ Saved

Per Employee

$500+ Saved

Per Employee

$500+ Saved

Per Employee

$120+/mo.

For Employees

$120+/mo.

For Employees

$120+/mo.

For Employees

≤45 Days

Implementation

≤45 Days

Implementation

≤45 Days

Implementation

0 Disruption

No Plan Changes

0 Disruption

No Plan Changes

0 Disruption

No Plan Changes

3X Coverage

Legal Protection

3X Coverage

Legal Protection

3X Coverage

Legal Protection

100%

Guaranteed

100%

Guaranteed

100%

Guaranteed

Services

Additional Services We Offer

Our Mission

Why We Do What We Do

We believe every organization should be able to support its people without overspending, overcomplicating, or starting from scratch. Too often, benefits are expensive, confusing, and undervalued—hurting retention and morale. We exist to change that. Our solution helps you deliver more value through the plan you already have, with zero disruption, full compliance, and results your team will actually feel.

FAQ

Answers to your most common questions

Do we have to change our health plan?

Is this compliant with IRS regulations?

How long does it take to implement?

Will this create more work for our HR team?

What kind of savings can we expect?

Is this just for large companies?

Do we have to change our health plan?

Is this compliant with IRS regulations?

How long does it take to implement?

Will this create more work for our HR team?

What kind of savings can we expect?

Is this just for large companies?

Contact us

Get in touch with our team

Better Benefits. Smarter Savings. No Disruption.

Designed By

Growth Loop

Copyright @ 2025

Innovative Wealth Management Group

Better Benefits. Smarter Savings. No Disruption.

Designed By

Growth Loop

Copyright @ 2025

Innovative Wealth Management Group

Better Benefits. Smarter Savings. No Disruption.

Designed By

Growth Loop

Copyright @ 2025

Innovative Wealth Management Group